If You Build It, They Will Come

Being a Preferred Lender for the new Silverleaf Community in Kitsap County has been quite an adventure.  Working with the Windermere team of Summer Davy and Steve Derrig has taught us the value of teamwork.  These two have devoted themselves to the success of this new home community and are relentless in accomplishing their goal.  They have certainly kept the MyGarciaTeam on their toes with activity! Continue reading

How to Buy a Home with Zero Cash Down

One of the American Dreams has always been to own a home. Reading the paper or watching the news might make you think this dream is impossible in today’s economy. I couldn’t disagree more. Quit listening to all the bad news the media is regurgitating day after day and put yourself in Albert Einstein’s shoes when he said, “In the middle of difficulty lies opportunity.”

I recently ran some reports to see how the team has performed over the past 5 years and found it very interesting. In the last two years we have seen a majority shift from home refinancing to home purchasing. Interest rates are at record lows which would typically cause a refinance pandemic yet our home purchase loans are outnumbering home refinance loans in staggering proportions. Michelle Garcia will share one reason below. Continue reading

Silverdale’s “Old Fashioned American Charm” neighborhood has arrived!

A few weeks ago I stopped by to visit with Windermere’s Summer Davy at her new development, Silverleaf, in Silverdale, WA.  It’s hard to imagine that it’s almost been a year since groundbreaking.

Located just at the base of Newberry Hill off Provost Road, I was pleasantly surprised to see what it offered.  Immediately I was taken back to 1975 walking home through the alleys between 5th and 6th streets in Bremerton after school.  Continue reading